In investing, doing nothing is often seen as a failure to act. But in reality, the right kind of inaction can be one of the most powerful decisions you make.

When markets are noisy or the economy feels uncertain, the instinct is to adjust, react or move to something that feels safer. But more often than not, it’s the investors who stay the course – guided by a clear, long-term strategy – who come out ahead.

Patience is not passive

There’s a difference between ignoring your portfolio and giving it time to do what it’s designed to do. Staying invested, rebalancing with purpose, and trusting the process isn’t inactivity. It’s discipline. And it takes more effort than chasing headlines or timing the market.

Perspective beats prediction

The truth is, no one knows where markets are going in the short term. But history shows that the longer you stay invested, the greater your chances of success. Strategic inaction – sticking to the plan – can protect you from the kind of emotional decisions that often lead to poor outcomes.

Know when to act – and when not to

Financial progress isn’t about constant change. It’s about knowing when to act, and when not to. Sometimes the most effective decision is to pause, stay focused and let time work in your favour.

At Schonberg Wealth, we help clients build plans they can stick to – not just in good times, but through uncertainty too. Because sometimes, doing nothing is exactly the right move.